Bank balance—
Credit card owed—
Overdraft available—
Next payday—
Forecast bank balance immediately before next payday—
Record money in or out
For a credit-card purchase, choose Money out → Credit card. This increases what you owe, without reducing your bank balance. To pay the credit card from your bank, choose Transfer between accounts → Bank account; this reduces both your bank balance and card debt.
Transaction history
Recurring bills
Starting estimates from our chat. Edit each bill when you have the exact amount. These are used for forecasting only; they do not automatically change your balance. Record actual payments as transactions.
Add a bill
Forecasts assume all enabled bills still need paying on their scheduled dates. If a bill has already been paid, record the transaction and mark that occurrence paid in the forecast using the “Paid this cycle” checkbox below.
Paid this cycle
Your starting figures
Set these to your actual figures. Saving a starting balance resets only the account baseline, not your transaction history. For easiest use, set balances once and then record all new transactions.
Back up your data
Your entries are stored in this browser on this device. They are not uploaded anywhere. Export regularly: browser data can be deleted or unavailable in another browser.